Lease vs. Buy Calculator This calculator compares the cost of leasing a vehicle with purchasing a vehicle.  Please enter your information below.  You can fill in your actual monthly payments or leave them blank.  We will calculate the monthly lease and loan payments from the rest of the information that you have entered. Click the calculator icon to calculate the costs of leasing and purchasing Description Lease Loan   1. Purchase Price 2. Use Tax/Sales Tax   3. Upfront Fees     4. Capitalized Fees   5. Cash Down Payment   5. Net Trade-In Allowance   7. Rebates   8. Term (in months):   9. Interest Rate (APR)   10. Monthly Payment   11. Security Deposit     12. Residual/Resale Value   13. Annual Savings Rate: Monthly Payment: Total of Payments:   UpfrontExpenses:   Cash Down Payment:   Resale Value:   Forgone Interest Earings:   Total Cost:   Average Cost Per Year:   Calculate